Veteran Benefits Most Seniors Never Collect: What You May Be Missing

Millions of veterans leave significant benefits unclaimed every year, often because the VA doesn't effectively communicate what they qualify for. This article covers the most overlooked benefits available to veterans. Many of these benefits are not limited to combat veterans or those with service-connected disabilities.

The Aid & Attendance Pension

The Aid & Attendance Pension is a VA pension for low-income veterans who need help with daily living activities, such as bathing, dressing, or eating. As of 2024, the maximum monthly amount is $2,229 for a single veteran. To qualify, a veteran must have served at least 90 days of active duty, with at least one day during wartime, and now require care at home or in a facility. This benefit is not limited to combat veterans, and many eligible veterans are unaware they qualify. The application process can be complex, but it's worth exploring, especially for those who need assistance with daily living expenses.

The Survivors Pension and DIC for Widows

The Survivors Pension is a tax-free benefit for low-income widows of wartime veterans. Dependency and Indemnity Compensation (DIC) is available to surviving spouses of veterans who died from service-connected causes. Many widows are unaware they qualify for these benefits after their veteran spouse passes away. The Survivors Pension provides a maximum monthly amount of $1,044 for a widowed spouse, as of 2024. To qualify, the widow must have been married to the veteran for at least one year, and the veteran must have served at least 90 days of active duty, with at least one day during wartime. DIC, on the other hand, is available to surviving spouses of veterans who died from service-connected causes, and the monthly amount varies based on the veteran's disability rating.

VA Community Care Network

The VA Community Care Network allows veterans to use non-VA doctors in many situations. The MISSION Act, which was passed in 2018, expanded access to community care significantly. Veterans can request community care when VA wait times are long or when the VA is not geographically accessible. To request community care, veterans can contact their local VA medical center or use the VA's online portal. This benefit is especially useful for veterans who live far from a VA medical center or have limited mobility.

VA Dental and Vision

While the VA's dental and vision benefits are limited, they are available for certain conditions. Service-connected dental conditions are covered, and some veterans may be eligible for the Veterans Choice Program. VA vision care is available for service-connected eye conditions, and some state-specific programs may offer additional coverage. For example, some states offer free eyeglasses or hearing aids to eligible veterans. Veterans should check with their local VA medical center to see what benefits are available to them.

Military Funeral Honors — At No Cost to the Family

Any veteran is entitled to military funeral honors, which include a flag, a bugler or recorded Taps, and a two-person honor guard. This benefit is free, and many families are unaware they can request it. To request military funeral honors, families can contact their local funeral home, which will coordinate with the VA to arrange the ceremony. This is a meaningful way to honor a veteran's service, and it's worth taking advantage of.

National Cemetery Eligibility

All honorably discharged veterans qualify for burial in a national cemetery at no cost. Spouses can also be buried alongside their veteran spouse. There is no income requirement for this benefit, and veterans can apply online or by calling 1-800-535-1117. The VA also offers a eligibility tool on their website, which can help veterans determine if they qualify for burial in a national cemetery. This benefit is a valuable way to ensure a dignified burial for veterans and their spouses.

How to Start Claiming Benefits You've Missed

Navigating the VA claims process can be complex, but there are resources available to help. Veterans Service Organizations, such as the VFW and American Legion, offer free assistance with claims. Accredited VA claims agents also work for free to help veterans navigate the process. The VA's website, va.gov, has a benefits explorer tool that can help veterans determine what benefits they may be eligible for. Veterans should not try to navigate the VA claims process alone – it's worth seeking help from a qualified representative to ensure they receive all the benefits they've earned.

You earned these benefits – it's worth 30 minutes to find out what you're leaving unclaimed. Take the first step today and start exploring the benefits you may be eligible for.

Disclaimer: This article is for informational purposes only and does not constitute legal, financial, or medical advice. Always consult a qualified professional for guidance specific to your situation.